Thanks. I hate it. Do we know if mullvad is doing anything to fix this?

Well, if the company that you allow to hold your money insists that you must use their approved tracking device, most people do seem to be OK with that.

Using your banks website, rather than their app may be a solution. Although, it may be a compromise.

I agree with all of your points. However, in California, ebikes are already regulated:

https://riding5.com/blogs/news/california-ebike-laws-class-1-2-3

The only “wild west” thing happening is that some people are riding illegal, (they’re already illegal. We don’t need new laws) unregistered electric motorcycles. The 30+ mph “ebikes” you refer to: those are motorcycles.